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°µÍø½ûÇø Human Resources

Benefit Plan EligibilityÌý

°µÍø½ûÇø offers medical, dental, vision, life, tuition assistance, and an employee wellness platform and incentive program to benefit-eligible employees. Employees in non-benefit eligible positions may participate in the employee assistance program (EAP) as well as the applicable state retirement plan. Health care benefits begin on the first day of employment.Ìý

Full-Time Employee FTE 1.0

  • Medical, dental, and vision benefits at full-time premium rate
  • Eligible for basic life insurance
  • May elect Alternative Retirement Plan
  • 100% Tuition waiver/education assistance*
  • Ramp Health Wellness Platform

Part-Time Employee FTE .75-.99

  • Medical benefits at full-time premium rate
  • Dental and vision benefits at part-time premium rate
  • Main campus employees eligible for basic life insurance
  • % of Tuition waiver/education assistance based on FTE*
  • Ramp Health Wellness Platform

Part-Time Employee FTE .5-.74

  • Medical, dental, and vision benefits at part-time rate
  • Main campus employees eligible for basic life insurance
  • % of Tuition waiver/education assistance based on FTE*
  • Ramp Health Wellness Platform

Part-Time Employee FTE < .5

Not benefit eligible

* See Tuition Waiver Policy for details.ÌýÌý

All °µÍø½ûÇø Employees Eligible

Group of three professionals seated at table

Employee Assistance Program (EAP)

Woman seated in chair types on laptop

Retirement Plan (OPERS/STRS/LEO)

Group taking a walk across the °µÍø½ûÇø campus

Employee Wellness Programs*

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Employees should refer to relevant collective bargaining agreements for exact coverage information.

*Some wellness programs require employees to be in a benefit-eligible position or enrolled in a °µÍø½ûÇø medical plan.

Spouse Eligibility Breakdown

Medical

    • Blue Plan: The legal spouse of an employee may be covered on the plan as primary and does not need to elect their employer coverage, if applicable.
    • Gold Plan: If the legal spouse of an employee is offered coverage through his/her employer, they must elect their employer coverage as primary and can be added to the °µÍø½ûÇø plan as secondary.*

Dental/Vision

    • Spouse may be covered as primary on either plan.

*Please see Spousal Healthcare Eligibility Affidavit for details or contact Benefits@utoledo.edu

Dependent Child Eligibility Breakdown

Medical/Rx, Dental, and Vision

    • Up to age 26 (end of calendar year child turns age 26)
    • Married and unmarried dependents
    • Not required to be a full-time student
    • Not required to be an IRS dependent

Health Savings Account/Flexible Spending Account

    • Up to age 24 (end of calendar year child turns age 24)
    • IRS dependent

Tuition Fee Waiver and Life Insurance

    • Up to age 24 (end of calendar year child turns age 24)
    • Unmarried
    • IRS dependent